Exceptional Legal Counsel

Bankruptcy Exemptions

Bankruptcy Attorney Serving the Orlando Area Since 1990

Our experienced bankruptcy team at Richard A. Heller, P.A. knows bankruptcy law backward, forward, and sideways. Whether it is a consumer bankruptcy or business Chapter 7 you wish to file, your reasons for filing, or the financial difficulties you may be experiencing, we are here to help you find and work toward a positive outcome. Don’t wait to get the help you need and don’t hesitate to call.

We’re ready to roll up our sleeves and get to work on your bankruptcy issue. Call (407) 501-4052 today to consult with an attorney in our Winter Park office.

What You Can Expect to Lose in a Florida Bankruptcy

Whether you file for bankruptcy under Chapter 7 or Chapter 13, there are some important assets and possessions, such as your car, house, retirement accounts, etc., which often can be protected, but some that may be lost. There are many exemptions under Florida and Federal exemption laws to protect your assets if you know where to look. It is highly unlikely that bankruptcy will leave you with nothing, and in fact, most clients at Richard A. Heller, P.A. lose none of their assets. The purpose of bankruptcy is to help you get a fresh start, whether by quickly discharging your debts, or coming up with a plan to repay what you can.

Bankruptcy Exemptions in Florida

Don’t say goodbye to your retirement savings or your home just yet.

Depending on your specific case, some of your assets may be exempt from liquidation or sale, such as:

Houses
Savings and retirement funds
Pensions
Wages, tips, bonuses, etc.
VA benefits
Workers’ comp benefits
Valuable personal assets
Motor vehicles

Let a bankruptcy attorney at Richard A. Heller, P.A. explain in plain language, what exemptions apply to your case. Whether or not it is possible to keep certain assets depends on your unique legal and financial circumstances. If possible, it may be in your best interest to fight to keep your car. However, you should consult with an experienced bankruptcy lawyer in order to determine the best course of action going forward.

We are ready to hear from you and ready to help. Contact us to get your free consultation on the calendar today.

"Estate Planning"
I recently used Attorney Richard Heller’s services for my Estate Planning and I must say this is the first time a lawyer exceeded my expectations! He and his amazing staff were always professional and accommodating. Any questions I had were answered in a timely manner and I never felt rushed or ignored. He explained everything in detail to be to be sure I understood my options. I would definitely recommend Attorrney Richard Heller for any of your legal needs. Also, there is ample parking at his office in Winter Park which is always a plus!

- Linda P
"Very Grateful"
Mr. Heller and his staff were extremely professional and helpful. I am a repeat client and have been satisfied with their performance both times. They have always answered all my questions and have been very courteous and professional. I would highly recommend Mr. Heller and his staff to anyone.

- Richard
"Truly wonderful experience"
Mister Heller and his staff from the first consolation made us feel at ease. They made sure we understood our options so there would be no surprises in court. We couldn't Thank them enough for the help and piece of mind. I would highly recommend there law firm you will not be disappointed. Thank you Charles and Peggy

- Charles Cain
"Amazing!!"
Mr. Heller and his staff were professional, courteous and very pleasant to work with. I never felt rushed or that I was bothering them or wasting their time. Mr. Heller walked us through the entire process, kept us up to day with any changes or just to "check in" with us. I was very prepared due to the hard work of Mr. Heller and his staff. Thank you to everyone at Heller Law. (Mr. Heller helped us in 2018 but I forgot to give a rating and for that I am very sorry....You all were/are so amazing....)

- Roseanne Hunt
"Very professional and courteous"
Mr. Heller and his staff prepared our estate paper work with the utmost professionalism and expediency. Everyone at the office was extremely friendly and outgoing. Mr. Heller answered all of our questions honestly and was patient and helpful throughout the entire process. We highly recommend his services.

- H Corn
"No Surprises!"
Mr. Heller was a joy to work with. His professionalism and kindness were always present from the first meeting to the last. It was obvious at the Meeting of Creditors that the Bankruptcy Trustee greatly respected and admired Mr. Heller. As a result of this, and also because of his meticulous and thorough preparation, the Meeting was over in about two minutes. The case before ours took about 1/2 hour, as the Trustee had many questions and concerns. I highly recommend Mr. Heller to represent you for your legal matters.

- Blanca Creel
"This company provided excellent service."
Mr. Heller and his office handled all our estate needs in a very professional manner. He answered all our questions in language that we could understand. Also made suggestions for consideration. Thank you to Mr. Heller and staff for excellent service!

- Harold and Ann McIntosh
"Appreciate all the work and prompt response each and every time"
Extremely pleased with all the hard work, accurate legal advice and quick response to all questions and concerns. John Wallace had my best interest in mind at all times especially when I didn't know better. I received a fair and timely settlement. Thanks Wallace! His staff was always helpful and responsive.

- Mildred Ruiz

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What You Can Expect

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We do our best to accommodate our clients' financial situations by offering flexible payment plans.
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Se habla español! We offer our services in both English and Spanish.
Experience
With over 60 years of combined experience, our team of attorneys has the knowledge to handle your estate planning, family law, or elder law matters with efficiency and skill.